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# Nickel & Diming
- URL: https://andys.blog/nickel-diming/
- Published: 2025-11-06T09:59:30.000Z
- Updated: 2025-11-06T09:59:30.000Z
- Author: Andy Trattner

Along with becoming a [youtuber](https://andys.blog/vlogging/) this week, I'm making my first "investor" official. We both view his contribution as philanthropy, but it's neither truly an investment nor a tax-deductible donation. He's simply paying my LLC revenue.

We didn't feel a subscription to this blog was the right format, so I'll start a monthly "investor update" for financial backers and maybe include subscribers beyond a certain tier. From the start, I've imagined [Andy Group](https://andygroup.org/?ref=andys.blog) would consist of a bunch of aligned folks, and it's wonderful things are finally coming together.

When I sent the payment link through Stripe, I had the option to bill at the price we agreed upon, or I could have front-loaded the fees so I'd net the full amount. After lots of calculations and needless pondering, I finally found the abundance within me to let those neuroses go. I exhaled.

The fees are meaningless. What matters is the connection and our relationship. I have the opportunity every day to grow my share of his wallet through proven value. It's not about nickel-and-diming on minor transaction costs.

I'm also not opposed to supporting Stripe, in large part because they published [*Stubborn Attachments*](https://press.stripe.com/stubborn-attachments?ref=andys.blog) which [influenced](https://andytrattner.com/influences?ref=andys.blog) me greatly. Also, their climate work seems legit. I suspect the Collisons are morally aligned with me. 

By the way, [stablecoins](https://stripe.com/blog/introducing-stablecoin-payments-for-subscriptions?ref=andys.blog) are quietly [cutting card fees in half](https://insights4vc.substack.com/p/tempo-stripes-blockchain-for-stablecoin)—very exciting. 

Technology is deflationary. Let's teach each other (then our culture, then the government) to think more carefully about penny-pinching by focusing at the right level of abstraction on the big picture.